Current APR for car loans in the UK: A Used Car Guide for Bad Credit
Current APR for car loans in the UK: a used‑car guide for bad credit Fast facts Bank Rate was held at 3.75% (base rate) on 5 Feb 2026, by a 5–4 vote. Net consumer‑credit borrowing fell to £1.5bn in Dec 2025 from £2.1bn in Nov; credit‑card net borrowing was £0.7bn. In 2024, there were …
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