
Current APR for car loans in the UK: A Used Car Guide for Bad Credit
Current APR for car loans in the UK: a used‑car guide for bad credit Fast facts Bank Rate was

Current APR for car loans in the UK: a used‑car guide for bad credit Fast facts Bank Rate was

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If you require a rough estimate of your entitlement and payments, you may wish to use our Finance Calculator, it is simple to use and takes less than a minute.
Representative Example (Hire Purchase): Borrow £6,000 with £0 deposit over 60 months with a representative 21.6% APR (fixed). 60 monthly payments of £157.92. Final Option to Purchase Fee: £10. Total cost of credit: £3,485.20. Total amount payable: £9,485.20. Bad Credit Motor Finance is a credit broker, not a lender. This is an example only; all finance is subject to status. Lender fees may apply.

Apply now for an instant decision and one of our experts will be ready to help. We can try to get you Bad Credit Car Finance.

Have you found your dream car? If not our passionate experts are here to help. We can try to find you a magnitude of bad credit car finance solutions.

Once we have finished the paperwork, sit back and relax. We will do the rest! You’ll be on the way to enjoying your dream car.
If you want to get a new or used car but can’t afford to pay it all in one go, car finance may be the better option for you! It lets you spread the cost of the car over a set period, meaning that buying the car is more affordable.
The way that financing works is that your rates are based on your credit profile. This shows lenders how good of a borrower you are. Having bad credit can mean that lenders may be more hesitant to offer you car finance based on this information.
However, all is not lost! We have a panel of lenders who could help you obtain bad credit car finance. We understand that there are many reasons people need a car, and therefore we work with a panel of lenders who may view your circumstances differently.
We want you to get your dream car and getting bad credit car finance could be your ticket to achieving your goals.
We offer a wide variety of bad credit car finance options to suit different customer needs. You might be looking for bad credit PCP finance or HP finance. Or you may even be self-employed. We take these factors into consideration when pairing our customers with the best-suited car.
And our panel of lenders are no different.
We will work together to try and make bad credit car finance possible for you. Just let us know what bad credit car finance option you want, and we will do the hard work for you.
Getting bad credit car finance is very simple!
You can either get in touch with our team via our phone number and email.
Or, you could fill out our application form and we will contact you to take the next steps for your bad credit car finance application.
Why not use our quote tool to see what rates could be offered to you!
Bear in mind that we can’t guarantee you will get approved for bad credit car finance. Each lender will have their own criteria and lending standards to meet. However, we work with lots of specialist lenders who are experts in bad credit car finance. With their vast range of experience, you could be in good hands to secure a great bad credit car finance deal!
Most car finance options require a deposit. However, because of the panel of lenders we work with, not all of the car finance options require one. You may be able to secure a bad credit car finance deal without a deposit.
Just make sure to specify this with our bad credit car finance brokers when you go through your application and they may be able to help you.
Like any other service that requires you to make regular monthly payments, car finance agreements could help to improve your credit score.
However, this also means that defaulting on your payments may also lower your credit score, and this could make other finance applications difficult in the future. We advise you look at credit reference agencies if you want to improve your credit rating.
Or, you could talk to one of our advisors to see if getting car finance is the right option for you.
We always aim to help pair customers with reliable lending options based on creditworthiness and getting the right deal could help your credit score.
Bad credit car finance could be possible for you!