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Rates from 10.9% APR. Representative APR 22.45 % Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 22.45%, the monthly payment would be £183.94, with a total cost of credit of £2,829.31 and a total amount payable of £8829.31. Car Loans UK is a broker not a lender. This is an example only, all finance subject to status. Lender fees may apply.